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Fixed-rate mortgage

It is aimed at customers wishing to:
- plan their economic situation and fix the cost of their mortgage in the medium and long-term;
- want security and mortgage interest calculated for the entire duration of the contract.

A fixed-rate mortgage allows you to keep your costs under control and plan your budget securely, protecting you from market fluctuations.

The mortgage rate remains unchanged throughout the contract period. 

 

Benefits

  • Fixed interest rate for the duration of the mortgage
  • Management of payments without surprises and in full transparency
  • Budgeting in advance and for the entire period
  • Combined offer: as holder of a BPS (SUISSE) mortgage, you will enjoy a favourable PREMIUM rate on a 3a Life Benefit pension account, which you can also use to make indirect repayments with clear tax benefits

 

Conditions

Type of property: Any type of property
Minimum amount: CHF 100'000
Duration: Half-yearly, 30.06. and 31.12.
Repayment: Direct o indirect
Accounting period: Half-yearly, 30.06. and 31.12.

 

Mortgage rates currently in force



Term in years Interest rate up to 75-80% LTV
1 1.300% p.a.
2 1.250% p.a.
3 1.300% p.a.
4 1.350% p.a.
5 1.400% p.a.
6 1.450% p.a.
7 1.500% p.a.
8 1.500% p.a.
9 1.550% p.a.
10 1.600% p.a.

For terms longer than 10 years, the rate is proposed on request.



Any questions about our products and services?

You can contact our call centre between 8 a.m. and 5.30 p.m. Monday to Friday on 00800 800 767 76 (calls from Switzerland are free).

Alternatively, you can use our contact request forms.


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