Terms of Use

Consent
By accessing the websites of Banca Popolare di Sondrio (SUISSE), hereinafter also BPS (SUISSE), and pages on these website, users declare that they have read, understood and accepted the following Terms of Use. Any user who does not intend to accept the Terms of Use should leave the site immediately. These Terms of Use and the content of BPS (SUISSE) websites may be changed at any time without notice. Users are therefore advised to read the Terms of Use each time they access these sites. Access to BPS (SUISSE) websites may also be subject to laws applicable in the jurisdictions in which they are accessed.

Copyright
The content and the structure of BPS (SUISSE) website pages are protected by copyright. All rights are reserved. Free access to the websites is allowed for consultation purposes only. Single pages of a particular website may be downloaded or printed in hard copy, provided that the words Banca Popolare di Sondrio (SUISSE) or BPS (SUISSE) are not removed. It is prohibited to reproduce in whole or in part, transfer via electronic or any other means, change, establish links to or use the websites for any public or commercial use without the written consent of BPS (SUISSE).

No offers
The information and opinions published on this website are purely for the purpose of information and do not constitute any invitation, offer, recommendation to purchase or place investments of any kind, or perform any other transaction. The information contained on the site is of a descriptive nature regarding BPS (SUISSE). The services, securities and financial instruments described may not be available for sale or open to residents of certain countries or certain types of investor. Before making any investment decision, BPS (SUISSE) recommends all investors  evaluate the specific risks involved, as well as the related legal, regulatory, tax and accounting implications, with the help of a professional.

Local legal restrictions
The content of BPS (SUISSE) websites is not intended for persons located or resident in jurisdictions where their distribution, publication or use is contrary to the applicable laws, or in which BPS (SUISSE) does not have the necessary registrations or licences.

No guarantee
BPS (SUISSE) takes all necessary measures to obtain information from reliable sources but cannot guarantee that the information and opinions that appear on the websites is accurate and complete. BPS (SUISSE) therefore assumes no responsibility for the level of updating, accuracy and completeness of the content of the websites. The information and opinions contained therein are provided exclusively for private use and for  information purposes . BPS (SUISSE) does not use its websites to offer investment or any other advice. The information and elements contained therein are not a reliable basis for investment or other decisions.

Disclaimer
To the extent permitted by law, BPS (SUISSE) disclaims any liability towards anyone on behalf of itself, its directors, its staff and its agents for any loss, expenditure, payment claim,  damage or any other, either direct or indirect, contractual or non-contractual including negligence, arising from access to the content or use of the websites or inability to access or use them.

Links to other websites
BPS (SUISSE) websites may host third-party content or links to third-party websites. These links and content are provided solely for the convenience and information of users; BPS (SUISSE) has no control over these websites and does not monitor them. Clicking on certain links could cause you to leave the BPS (SUISSE) website you are consulting. BPS (SUISSE) accepts no responsibility for the content of linked websites in terms of any product, service or other item offered by these sites. Links to pages external to the website and other websites are followed at the sole risk of the user.

Return on investments
Positive performance in the past is no guarantee of future success. The value of an investment may change and the maintenance of any capital invested cannot be guaranteed. Changes in foreign currency exchange rates may result in decreases or increases in the value of investments.

Transfer of data via the Internet
In general, the Internet is not considered a secure environment and data transferred via the Internet may be viewed by unauthorised third parties, with potential risk of disclosure, changes to content and technical issues. Even if the sender and recipient are resident in the same country, any data transferred via the Internet could be transmitted outside national borders to countries with a lower level of data protection than that required in the country of residence. Please be aware that BPS (SUISSE) accepts no responsibility for the security of your data whilst it is being transferred to us via the Internet.