SARON rollover

For any client who follows money market trends to make the most of fluctuations in interest rates and needs to know in advance what the interest rate will be.

The SARON rollover mortgage is based on the SARON (Swiss Average Rate Overnight) short-term daily rate.
By compounding the SARON daily interest rates (SARON Compound), the SARON interest rate calculated for the previous quarter is used as the base SARON rate for the following quarter.
This means that the interest rate is known and guaranteed at the beginning of the quarter.

More details can be found in the attached Flyer.

For further information about SARON visit these websites:
- SIX
 

Benefits

• Know your mortgage interest rate at the beginning of each counting period
• Optimize the cost of your mortgage loan
• Mortgage rate closely linked to short-term interest rate trends
• Maximum transparency: the SARON is published by SIX for total transparency and linearity
• Option to switch to a fixed-rate mortgage product on a quarterly basis, for a term equal to or longer than the existing one
• Combined offer: as holder of a BPS (SUISSE) mortgage, you will enjoy a favourable PREMIUM rate on a 3a Life Benefit pension account, which you can also use to make indirect repayments with clear tax benefits.