We offer young people aged between 15 and 30 a convenient, low-cost, fee-free account that can be managed either in the traditional way or via online banking.
By combining it with a free Debit Mastercard, you can manage your incomings and outgoings while making use of the most common payment methods.
The account is only available in CHF.
| Rate | 0.75% |
| Used for | Cash and personal transactions |
| Services on request | Cheques, Debit Mastercard, credit card, payment orders, standing orders, direct debits (LSV, DTA, etc.), GoBanking |
| Availability of funds | Up to CHF 20,000.-- per month 3 months’ notice required for higher amounts (penalty for lack of notice: 0.50% of the amount exceeding the limit) |
| Account settlement | Annually with interest statement |
| Account statements | Monthly |
| Withholding tax | 35% of the interest paid |
| Account maintenance costs | None |
| Postage fees | CHF 2.-- / delivery (free of charge if you opt for electronic delivery via GoBanking) |
| Account closure fee | s. PDF |
| Purchasing securities | No limits; for an amount equal to your total credit balance |
You can contact our call centre between 8 a.m. and 5.30 p.m. Monday to Friday on 00800 800 767 76 (calls from Switzerland are free).
Alternatively, you can use our contact request forms.
